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What is CAMS eKYC?

CAMS eKYC is a paperless Aadhaar-based process for fulfilling KYC requirements to start investing in Mutual Funds. SEBI has recently allowed Aadhaar-based KYC to be used for MF investments, for the convenience of investors.

How does CAMS eKYC work and what are the benefits?

The regular KYC process requires submission of KYC form with investor signature and additional documents for ID and address proof. In-person verification (IPV) and sighting the original documents needs to be completed by a competent person. CAMS eKYC completely eliminates paper work and IPV to complete the KYC process. CAMS as a KYC User Agency (KUA) is approved by UIDAI to accept investor's Aadhaar number and complete KYC verification with One Time Password (OTP).

Proof to submit Regular Process Aadhaar eKYC through www.camsonline.com
ID proof
Address proof
In Person Verification (IPV)


CAMS has launched CAMS eKYC through https://www.camsonline.com. The OTP verification based CAMS eKYC is a simple, hassle fee 3 step process.

When an investor voluntarily chooses CAMS eKYC through https://www.camsonline.com, CAMS facilitates instant KYC completion and seamless MF account opening and transaction.

Investors completing KYC through OTP based CAMS eKYC are permitted to invest ₹.50,000 per Mutual Fund per year.

KYC completion using biometric verification permits investments without any upper limit. Investors can avail Biometric CAMS eKYC at CAMS service centres.